How to make payment via FPX [Business]?

The FPX Business/ B2B is totally different from the FPX like Maybank2E and Maybank2U. The FPX Business can transfer up to RM 1,000,000 per transaction which is suit for SMEs as it also generates payment records, simplifies reconciliation and reduces risk.

In the FPX Business account, there are 2 key people involved in any transaction. First is the Maker, the person who initiates the transaction. Then there’s the checker, the person responsible to approve transactions initiated by Maker. Examples of FPX Business accounts are BizChannel, PB enterprise, HLB ConnectFirst and so on.

The steps below will be used Maybank2E as an example:

Choose Maybank2E under the “Online Banking (Business)



Login with the “MAKER” ID




Get your OTP from your maker’s token




Select your debit account and click “Preview”




Click “Submit”




Your status now will become “pending authorization” and click the BLUE button to return to our system.





Now, the person who will approve the payment in your company will take charge on the following part.

Login with “CHECKER” or “AUTHORIZER” ID.



Click “Tasklist” and click again the “Tasklist” below.



Must select the “FPX B2B1 Payment”, “Pending Authorisation”, select the actual date, and click “search”




Click on the BLUE reference no. of the transaction.




Enter the Challenge Code into your Maybank checker’s token and fill up the Authorisation code in the blank space. Lastly, click “Approve”.

Updated on: 22/06/2022